National B2B Commercial
Debt Collections, with a Local Feel

Central Mercantile Collection Services is a national commercial business-to-business debt collection agency based in the Metro Detroit area. CMCS was founded in 1984 by Dale Smith; today our management staff has over 100 years of hands-on debt collection experience. We are dedicated to being your full-service debt collection solution by increasing the percentage of bad debt recovery in a professional manner, while preserving client image. We handle specialty collections for insurance companies as well as commercial accounts for clients in all 50 states. CMCS is a contingency based agency and there are no upfront fees or sign-up Charges for placing claims with our collection agency. We receive a fee only if we are able to collect on the account. If we do not collect your claim we will not charge a fee for our services. We also allow free revisions, free demand, and free credit reports* for our clients.

* Free credit reports are available for clients who place 10+ accounts per month, with a collect-ability index of 50% or better. Each claim over $5000 entitles you to one business profile report. If you are interested in participating in the free credit report program it must be discussed when the claim is first placed.